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Credit cards
- CardAvantaj
- Optimo Card
- CEB Diamond
- Virtual Card
- AVANTAJ2go
- You pay the installments at PayPoint payment points
- Pay the installments at the SelfPay Payment Stations
- Google Pay
- Apple Pay
- Your online shopping, now even safer
- Authorize electronic card payments directly from the AVANTAJ2go app!
- Information on currency conversion in the case of card transactions in EU
- Debit Cards
- Savings
- Loans
- Transfers
- Internet Banking - Credit Europe Net
- Avantaj SoftPOS
- Bancassurance
- Foreign currency transactions
- Current accounts
- Cash transactions
Exchange
| Symbol | BNR | Buy | Sell |
|---|---|---|---|
| EUR | 4,9696 | 4,9000 | 5,0500 |
| USD | 4,6562 | 4,5400 | 4,6900 |
| GBP | 5,7565 | 5,6800 | 5,8600 |
| CHF | 5,1125 | 5,0400 | 5,1600 |
| SEK | 0,4255 | 0,3960 | 0,4500 |
| 100 JPY | 3,3289 | 3,2700 | 3,4300 |
* Current account exchange rates
Find out more| Natural person | 1 month* | 3 months |
|---|---|---|
| EUR | 0,60% | 1,00% |
| RON | 5,75% | 6,75% |
| Index | Last update | Rate |
|---|---|---|
| EURIBOR 12 LUNI | 02.06.2023 | 3.87500% |
| EURIBOR 6 LUNI | 02.06.2023 | 3.72100% |
| IRCC | 01.04.2023 | 5.98000% |
| ROBOR 3 LUNI | 02.06.2023 | 6.55000% |
| ROBOR 6 LUNI | 02.06.2023 | 6.65000% |
| SARON 1MC+M1 | 02.06.2023 | 0.37160% |
| SARON 3MC+M3 | 02.06.2023 | 0.30590% |
| SARON 3MC+M6 | 02.06.2023 | 0.37690% |
Calculates the interest on the Term Deposit from Credit Europe Bank de la Credit Europe Bank
The figures presented are for informational purposes. For a detailed calculation, we expect you at any branch of Credit Europe Bank.
Deposits' calculator
* Customers who select the customer category retired persons must prove this quality in the branch at the time of constituting the deposit.
** The displayed amount is calculated after deduction 10% tax on interest income (tax rate valid only for natural persons resident in Romania. For foreign natural persons taxation percentage is different. For more information please visit any Credit Europe Bank branch).
Interest rates
Interest rates for Term deposits with fixed interest rates:
| Deposit type | Standard / Online deposits | Retired People deposits | ||||
|---|---|---|---|---|---|---|
| Currency | RON | EUR | USD | RON | EUR | USD |
| Minimum amount / Interest for current account. | - | - | - | - | - | - |
| Minimum amount / Deposit | 300 | 100 | 100 | 300 | 100 | 100 |
| Current account | - | - | - | - | - | - |
| 1 month | 5.75% | 0.60% | 1.25% | 5.90% | 0.60% | 1.25% |
| 3 months | 6.75% | 1.00% | 2.00% | 6.90% | 1.00% | 2.00% |
| 6 months | 7.00% | 1.50% | 2.50% | 7.15% | 1.50% | 2.50% |
| 9 months | 7.00% | 1.40% | 2.00% | 7.15% | 1.40% | 2.00% |
| 12 months | 7.50% | 1.75% | 2.75% | 7.65% | 1.75% | 2.75% |
| 24 months* | 7.50% | 1.75% | - | 7.65% | 1.75% | |
Interest rates for Deposits with Monthly Interest Payments (RON):
| Deposit type | Standard / Online deposits | Retired People deposits |
|---|---|---|
| Interest | Interest | |
| Exchange | RON | RON |
| Minimum amount | 300 | 300 |
| 3 months | 6.50% | 6.65% |
| 6 months | 6.75% | 6.90% |
| 9 months | 6.75% | 6.90% |
| 12 months | 7.25% | 7.40% |
| 24 months* | 7.25% | 7.40% |
- The interest rates are applied to new constituted deposits, starting with the date of 19.05.2023.
- The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
- The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the exception of 24 months deposits that are closed before due date will beneficiate of the following interest rates:
|
Period between constituting and breaking the deposit |
Up to 12 months | 12-18 months | 18-24 months - excluding the maturity date |
| RON Annual interest | 0% | 2.50% | 3.00% |
| EUR Annual interest | 0% | 0.15% | 0.30% |
*All interest rates are annual.
Save as you wish!
Credit Europe Bank offers you a product which can be adapted to your savings needs. You can choose the interest rate, maturity, deposited amount, acumulated interest or the currency for the deposit.
The more you save, the more you earn!
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Characteristics
- The deposits are guaranteed by the Bank Deposit Guarantee Fund;
- The interest rates are fixed for the whole maturity of the deposit;
- Currencies: RON, EUR, USD;
- The deposits can be opened using any predefined maturity;
- The minimum amount for opening a term deposit varies depending the options made;
- The deposit has a roll-over option.
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Advantages
- Flexibility - you can choose from variety of maturities, currencies and interest rates;
- The deposits have a roll-over option;
- The deposits can be used as security for any Credit Europe Bank loan.
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Conditions
- All you need to open a term deposit with Credit Europe Bank is your ID in original;
- The resident legal entities have no restrictions in opening a term deposit;
- The non-resident legal entities can open term deposits in RON, EUR and USD.