Update your personal data 100% online, simply and securely, without going to the bank. It takes about 10 minutes! You only need: valid ID card, mobile phone or any other device (tablet, laptop or desktop) with camera and Internet access, and a valid email address. Updating your personal data is a legal mandatory process, and failure to do so may result in restricted access to the banking products and services you have at Credit Europe Bank.


Symbol BNR Buy Sell
EUR 4,9692 4,9000 5,0500
USD 4,5468 4,4900 4,6400
GBP 5,9059 5,8000 5,9800
CHF 5,1433 5,1000 5,1800
SEK 0,4308 0,3950 0,4490
100 JPY 2,9063 2,8500 3,0100

* Current account exchange rates

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Natural person 1 month* 3 months
EUR 0,60% 1,00%
RON 5,75% 6,75%
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Index Last update Rate
EURIBOR 12 LUNI 19.07.2024 3.50300%
EURIBOR 6 LUNI 19.07.2024 3.62400%
IRCC 01.07.2024 5.86000%
ROBOR 3 LUNI 19.07.2024 5.81000%
ROBOR 6 LUNI 19.07.2024 5.87000%
SARON 1MC+M1 19.07.2024 0.16860%
SARON 3MC+M3 19.07.2024 0.38130%
SARON 3MC+M6 19.07.2024 0.45230%
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Credit cards


CardAvantaj manages to turn every ordinary moment into a unique experience. Daily.

Optimo Card

Now you can buy everything you dreamed of!

CEB Diamond

A world of refined shopping awaits you.

CardAvantaj VIRTUAL but with advantages as real as possible

In addition to the benefits of a physical card, the virtual card comes with extra security benefits.


Download the AVANTAJ2go application and you have total control over your card. Check at any time the available balance, performed transactions, payment amounts and promotions with CardAvantaj partners.

Credit Europe Bank presents: Google Pay!

Google Pay is a quick and easy way to make payments in millions of locations: in stores, online, or in apps. It gives you everything you need to make transactions convenient and secure.

Apple Pay is here

Now you can leave your wallet at home! With Apple Pay, you have your Credit Europe Bank Mastercard card de wherever you take your phone. We mean anywhere. You pay safely, quickly and easily!

Authorize electronic card payments directly from the AVANTAJ2go app!

Install the AVANTAJ2go app on your phone and use it for 3D Secure authentication of electronic card transactions.

Your online shopping, now even safer

We have improved the authentication steps through 3D Secure* for online transactions by credit or debit card.

Information on currency conversion in the case of card transactions in EU

Starting from April 19, 2021, every time you use your card issued by Credit Europe Bank for transactions at POS, online or at cash withdrawals from ATMs in the European Union, in a currency other than the one in which the account attached to the card is opened, you will receive SMS notifications.

Nota privind procesarea tranzactiilor

Banca nu proceseaza tranzactii directe/indirecte, inspre/dinspre: Afghanistan, Burundi, Republica Centrafricana, Coreea de Nord, Republica Democrata Congo, Cuba, Haiti, Iran, Libya, Mali, Myanmar, Somalia, Sudan de Sud, Sudan, Siria, Venezuela, Yemen.

Become a Credit Europe Bank Partner!

There are over 300,000 CardAvantaj and Optimo Card owners who can become customers of your store.
Do not hesitate, contact us now and become our partner.

Look what you have as a partner:

  • Brand promotion to cardholders via the bank's marketing channels;
  • Flexible commissioning based on the number of agreed intallments;
  • Periodic campaigns to extend the number of installments.