Operations

Encashments, payments, foreign exchanges? Do all these concern you? Let us solve them! Use our packages and specialized services.

Exchange

Symbol BNR Buy Sell
EUR 4,7764 4,7100 4,8600
USD 4,3067 4,2300 4,3800
GBP 5,6549 5,6100 5,7600
CHF 4,3562 4,3300 4,3900
SEK 0,4536 0,4210 0,4750
100 JPY 3,9525 3,9100 4,0700

* Current account exchange rates

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Natural person 1 month* 3 months
EUR 0,2% 0,3%
RON 1,25% 1,45%

* Current account exchange rates

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Index Last update Rate
IRCC 01.10.2019 2.66000%
ROBOR 3 LUNI 06.12.2019 3.05000%
ROBOR 6 LUNI 06.12.2019 3.11000%
EURIBOR 6 LUNI 06.12.2019 -0.33600%
EURIBOR 12 LUNI 06.12.2019 -0.26900%

* Current account exchange rates

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Discover the available types of operations for SMEs!

Do you have to deposit or withdraw cash as part of your business activity? Do you need to buy and sell foreign currency, to transfer amounts in foreign currencies to the suppliers you work with? Try the Credit Europe Bank transactions services!

Do you work with payment orders, cheques, promissory notes? Do your business partners have accounts at other banks than the one you work with? Try the Credit Europe Bank transfers!

Types of Operations

  • Auctions in foreign currencies:

    • The Bank performs, on behalf of the customers, operations of selling/buying of foreign currency on the inter-banking foreign currency market;
    • For selling/buying of foreign currencies on the interbanking market, the customer fills in a FX buying/selling order for foreign exchange;
    • The participation in the interbanking foreign exchange market is done according to the BNR Regulation.

    Foreign currencies payments:

    The client can order currency transfers:

    • to other clients of the bank, situation in which the transfer is performed during the same day, or
    • to the clients of other banks, in the country or abroad, situation in which the transfers can be ordered in one of the following currencies: - EUR, USD, CHF, GBP, TRY, PLN,CAD, AUD, NOK, DKK, SEK, HUF, JPY, RMB.

    The bank will process payments in the following currencies USD, EUR, CHF, GBP with the currency date T+1, where T is the receiving date of the payment order, and T+2 for payments in other currencies (TRY, PLN,CAD, AUD, NOK, DKK, SEK, HUF, JPY, RMB).

    Upon request, the money transfers can be made urgently with the respect of the internal norms regarding liquidity and deadlines for the processing of payments.

    The money transfers are performed with the respect of the Currency Regulation's provisions.

  • Cash deposit:

    • The customer's account can be charged by directly presenting to the bank's cash desks;
    • The on-line settlement system makes the account charging possible from every Credit Europe Bank (Romania) S.A branch, regardless of the branch where the customer initially opened his account;
    • For amounts bigger than 15.000 EUR or equivalent, the customer will have to fill in a declaration regarding the source of his founds;
    • For depositing cash in the legal entities account, the bank's charged commission is according to the approved charging fees.

    Cash withdrawal:

    • The customer can withdraw cash from any bank's branch;
    • For amounts bigger than 15.000 EUR or equivalent, the client will have to fill in a declaration regarding the real beneficiary of the amounts;
    • For amounts from term deposits with maturity dates, the bank doesn't charge withdrawal commissions;
    • For amounts representing withdrawals from the current account, the bank's charged commission is according to approved charging fees.
  • Credit Europe Bank offers to its SMEs clients:

    • Intra-banking transfer;
    • Inter-banking transfers.

    The transfers are on-line, using the following payment instruments:

    • payment order;
    • crossed check;
    • promissory note.

    Intra-banking transfers are transfers between Credit Europe Bank's customers.

    Inter-banking transfers are:

    • payments ordered by Credit Europe Bank's customers to other banks' customers;
    • encashments received by Credit Europe Bank's customers from other banks' customers;
    • payments/encahsments between Credit Europe Bank's customers and Treasury.

    The payment instruments used for such kind of transactions are:

    • payment order;
    • payment order for Treasury payments;
    • crossed check;
    • promissory note.

Wish to keep your money safe and add more?

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Attached documents:

  • List of taxes, commissions and interest for legal entities
  • General Business Conditions

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Saving Products for SMEs

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Credits for SMEs

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