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Investment Loan

Wish to invest and make your business more efficient? Or maybe to extend it? Equipment, vehicles, buildings, land - you can have them all by using the investments loan.

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Exchange

Symbol BNR Buy Sell
EUR 4,7601 4,6900 4,8400
USD 4,2755 4,1800 4,3300
GBP 5,4034 5,3300 5,4800
CHF 4,2363 4,2200 4,2600
SEK 0,4430 0,4100 0,4640
100 JPY 3,8844 3,8300 3,9900
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Natural person 1 month* 3 months
EUR 0,2% 0,3%
RON 1,25% 1,45%
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Index Date Rate
ROBOR 3 LUNI 24.05.2019 3.28000%
ROBOR 6 LUNI 24.05.2019 3.39000%
EURIBOR 6 LUNI 24.05.2019 -0.24200%
EURIBOR 12 LUNI 24.05.2019 -0.14800%
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Investments loan is destined for the purchase of:
  • technical equipment, production lines, installation;
  • office equipment (computers, xerox, etc.);
  • non-register vehicles (bull-dozers, excavators, cranes or any other caterpillars vehicles);
  • Utilitary and tourisms vehicles;
  • Office space; commercial space, warehouse;
  • Re-technologizing and updating installations and technological lines;
  • Refinancing credits with similar destinations from other financial institutions;
  • Investment financing (VAT included);

Long term credit maturity: maximum 5 years

Grace period: up to 6 months

Functionality

    • Financial stability;
    • Experience in the domain - at least one year;
    • No overdue credits;
    • No payment incidents in the Payment Incidents Center.
    • Last two Annual Balance Sheets stamped by National Agency for Fiscal Administration with the relevant trial balances (for companies with more than 2 years activity);
    • Bi-annual Balance Sheet and the relevant trial balance (if existent);
    • Last trial balance closed (not older than 2 months);
    • Legal documents of the company.

  • The bank requires solid guarantees:

    • mortgages;
    • pledge on goods, merchandise, equipment, cash;
    • assignment of receivables;
    • letters of guarantee;
    • documents/payment instruments ( payment orders confirmed by the payer bank, cheques/ promissory notes assigned in favor of the bank).

Do you need Receivables Financing?

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Saving Products

Does your business have money you don't need to invest now? Wish to keep them safe and add more?
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Projects Financing

Do you have a new project? We help you get it done.
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Services and Special Accounts

We provide a wide range of competitive products and services in order to centralize the funds and optimize the companies' resources.
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