Investment Loan
Wish to invest and make your business more efficient? Or maybe to extend it? Equipment, vehicles, buildings, land - you can have them all by using the investments loan.
Exchange
Symbol | BNR | Buy | Sell |
---|---|---|---|
EUR | 4,8740 | 4,8000 | 4,9500 |
USD | 4,0034 | 3,9200 | 4,0700 |
GBP | 5,4696 | 5,4000 | 5,5800 |
CHF | 4,5255 | 4,5000 | 4,5600 |
SEK | 0,4832 | 0,4510 | 0,5050 |
100 JPY | 3,8612 | 3,8000 | 3,9600 |
* Current account exchange rates
Find out moreNatural person | 1 month* | 3 months |
---|---|---|
EUR | 0,2% | 0,3% |
RON | 1,25% | 1,45% |
* Current account exchange rates
Find out moreIndex | Last update | Rate |
---|---|---|
ROBOR 3 LUNI | 25.01.2021 | 1.58000% |
ROBOR 6 LUNI | 25.01.2021 | 1.68000% |
EURIBOR 6 LUNI | 25.01.2021 | -0.52500% |
EURIBOR 12 LUNI | 25.01.2021 | -0.49800% |
IRCC | 01.01.2021 | 1.88000% |
* Current account exchange rates
Find out moreInvestments loan is destined for the purchase of:
- technical equipment, production lines, installation;
- office equipment (computers, xerox, etc.);
- non-register vehicles (bull-dozers, excavators, cranes or any other caterpillars vehicles);
- Utilitary and tourisms vehicles;
- Office space; commercial space, warehouse;
- Re-technologizing and updating installations and technological lines;
- Refinancing credits with similar destinations from other financial institutions;
- Investment financing (VAT included);
Long term credit maturity: maximum 5 years
Grace period: up to 6 months
Functionality
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Eligibility criteria
- Financial stability;
- Experience in the domain - at least one year;
- No overdue credits;
- No payment incidents in the Payment Incidents Center.
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Collaterals
The bank requires solid guarantees:
- mortgages;
- pledge on goods, merchandise, equipment, cash;
- assignment of receivables;
- letters of guarantee;
- documents/payment instruments ( payment orders confirmed by the payer bank, cheques/ promissory notes assigned in favor of the bank).
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Necessary documents
- Last two Annual Balance Sheets stamped by National Agency for Fiscal Administration with the relevant trial balances (for companies with more than 2 years activity);
- Bi-annual Balance Sheet and the relevant trial balance (if existent);
- Last trial balance closed (not older than 2 months);
- Legal documents of the company.
Do you need Receivables Financing?
Find out more!Find out more about:
Saving Products
Does your business have money you don't need to invest now? Wish to keep them safe and add more?
Projects Financing
Do you have a new project? We help you get it done.
Services and Special Accounts
We provide a wide range of competitive products and services in order to centralize the funds and optimize the companies' resources.