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Credit Europe Bank Romania registered a net profit of 66.8 million lei in 2023

25 March 2024

In 2023, Credit Europe Bank (România) S.A. kept fortifying its position in the local market. The bank made a net profit of 66.8 million lei in 2023, more than twice as much as in 2022, despite a modest reduction in assets.

Additionally, the revenue from Credit Europe Bank Romania's credit card division, which has been instrumental in transforming the local banking industry through the years with CardAvantaj, amounted to 1.6 billion lei, a 13.5% increase from 2022.

"Credit Europe Bank Romania made investments in 2023 as well. Our top goal continues to be digitization. We have released new products on the market, like our digital banking app monet, and we have given merchants in Romania the first opportunity to accept payments in installments using the Avantaj SoftPOS application. In 2024, we'll keep launching new products and services for our clients, and expanding our retail operations." said Credit Europe Bank Romania CEO, Yakup Çil.





Bank assets

3.4 bln RON

4.0 bln RON

Credits portfolio

1.6 bln RON

2.3 bln RON

Clients’ deposits

2.0 bln RON

2.4 bln RON

Total equity

911.9 mln RON

879.8 mln RON

Operational income

226.2 mln RON

222.6 mln RON

Operational expenses (Including provision expenses)

148.1 mln RON

185.8 mln RON

Net profit

66.8 mln RON

30.8 mln RON

Credit cards turnover

1.6 bln RON

1.41 bln RON



About Credit Europe Bank Romania

In Romania, Credit Europe Bank  provides a wide range of products and services to individuals, SMEs and corporations. Credit Europe Bank has opened a new chapter in digitalization and technology, introducing Apple Pay and Google Pay, launching monet, the new mobile banking app for all clients, as well as the Avantaj SoftPOS application, for merchants. At the same time, the institution's website was relaunched, a new version of the AVANTAJ2go mobile app was released and a new interface of the Internet Banking platform was presented.

A member of the Dutch financial group Credit Europe Bank NV, the Bank has been active since 1993, when it operated as the Industrial and Commercial Credit Bank, becoming Finansbank (in 2000) and then, in 2007, following a rebranding process, receiving the name of Credit Europe Bank Romania.

More information about the bank’s products and services can be found on www.crediteurope.ro and www.cardavantaj.ro.