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Credit Europe Bank Romania registered a net profit of 34.5 million lei in 2022

16 March 2023

Credit Europe Bank Romania continued to strengthen its position on the local market in 2022. Despite the fact Bank’s assets slightly decreased, the composition became more favorable as the Bank has reached to a loan portfolio of RON 2.3 billion, up 11% from the previous year. During the same period, the bank achieved a net profit of 34.5 million lei in the context of ongoing investments in digitalization.

Furthermore, the turnover generated by credit cards business through which Credit Europe Bank Romania has innovated the local banking market over the years, stood at 1.41 billion lei, up by 12% compared to 2021.

"2022 was another year of investments for Credit Europe Bank Romania. Digitization remains our priority. We have introduced to the market new products, such as Google Pay, the Avantaj SoftPOS app for merchants and the Virtual Card usable on mobile devices. We shall continue to introduce new products in 2023 and further", said Yakup Çil, CEO of Credit Europe Bank Romania.





Bank assets

4.0 bln RON

4.3 bln RON

Credits portfolio

2.3 bln RON

2.1 bln RON

Clients’ deposits

2.4 bln RON

2.5 bln RON

Total income

217 mln RON

214 mln RON

Operational expenses

176.6 mln RON

137 mln RON

Net profit

34.5 mln RON

70 mln RON

Credit cards turnover

1.41 bln RON

1.26 bln RON

Solvency ratio*



*without profit included for 2022

About Credit Europe Bank

In Romania, Credit Europe Bank provides a wide range of products and services to individuals, SMEs and corporations. Credit Europe Bank has opened a new chapter in digitalization and technology, relaunching the institution's website, introducing Apple Pay and Google Pay, launching a new Internet Banking interface and the first mobile application for credit cards in the Bank's portfolio.

A member of the Dutch financial group Credit Europe Bank NV, the Bank has been active since 1993, when it operated as the Industrial and Commercial Credit Bank, becoming Finansbank (in 2000) and then, in 2007, following a rebranding process, receiving the name of Credit Europe Bank Romania.

More information about the bank’s products and services can be found on www.crediteurope.ro and www.cardavantaj.ro.