Interests

Interest rates offered for deposits and savings accounts for individuals as well as legal entities.

Individuals

Interest rates for Term deposits with fixed interest rates

Deposit type Standard deposits Online deposits
Currency RON EUR USD RON EUR USD
Minimum amount / Interest for current account. - - ----
Minimum amount / Deposit 300 100 100300100100
Current account - - ----
1 month* 1.25% 0.20% 0.55%1.25%0.20%0.55%
3 months 1.45% 0.30% 0.65%1.45%0.30%0.65%
6 months 1.75% 0.40% 0.70%1.75%0.40%0.70%
9 months 1.75% 0.50% 0.85%1.75%0.50%0.85%
12 months 2.25% 0.75% 0.85%2.25%0.75%0.85%
24 months** 2.50% 1.00% ----

* The actual interest rate through monthly capitalization is of 1% / year for the standard RON deposits.

Savings account interest rates

Period RON
< 500 -
500-4,999 0.50%
> 5,000 1.00%
Period EUR USD
< 200 - -
200-1,999 0.15% 0.15%
> 2,000 0.15% 0.15%

Interest rates for Deposits with Monthly Interest Payments (RON)

Deposit type Standard deposits Online deposits
InterestInterest
Exchange RONRON
Minimum amount --
3 months 1.30%1.30%
6 months 1.60%1.60%
9 months 1.60%1.60%
12 months 2.10%2.10%
24 months** 2.40%2.40%

Interest rates for Deposits with fixed interest rates for retired

RON EUR USD
Minimum amount / Interest for current account. - - -
Minimum amount / Deposit 300 100 100
Current account - - -
1 month* 1.40% 0.20% 0.55%
3 months 1.60% 0.30% 0.65%
6 months 1.90% 0.40% 0.70%
9 months 1.90% 0.50% 0.85%
12 months 2.40% 0.75% 0.85%
24 months** 2.65% 1.00% -

* The actual interest rate through monthly capitalization is of 1.16% / year.

Interest rates for Deposits with Monthly Interest Payments (RON) for retired

Interest
Exchange RON
Minimum amount 300
3 months 1.45%
6 months 1.75%
9 months 1.75%
12 months 2.25%
24 months** 2.55%
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