CreditAvantaj Instant Auto

CreditAvantaj Instant Auto

The credits are granted to individuals for purchasing all types of vehicles.

Credit characteristics

Credit conditions for CreditAvantaj Instant Auto

Credit period between 6 months and 10 years
Credit value between 300 and 7.500 EURO
Currency EUR/RON
Down payment zero
Credit reimbursement Through monthly installments that include the annuity (formed by principal and interest) and the monthly commission.

How can you obtain the credit?

Come to Credit Europe Bank with the following documents

  • ID copy;
  • Income statement
  • Work contract in copy and eventually other documents according to the specific situation of each solicitor and soon you will can go shopping!

Eligibility criteria for credit solicitors

  • The solicitor must be a Romanian citizen with permanent residence in Romania; the solicitor must have the working place or the residence in the same city with the Credit Europe Bank branch;
  • Age between 18 and 65 years old;
  • The applicant should have a work contract for an unlimited period or at least equal with the credit period or to have a liberal profession (e.g.: notaries, attornies, doctors, pharmacists etc.); to work with the same employer for the last 3 months, or have a year's continuous professional activity;
  • The accepted minimum net wage of the solicitor (without the net incomes of the family - borrowed husband/wife) should be of RON 461;
  • The solicitor must not have back payments at Credit Europe Bank (Romania) S.A. or other societes/financial institutions;

Advantages

  • The repayment in advance is allowed;
  • The easiest credit documentation;
  • Immediate agreement of principle;

Additional documents requested

If the vehicle is purchased from an authorized dealer:

  • pro-forma invoice or commercial invoice;

In this case the equivalent value of the vehicle will be transferred in the dealer's account (respectively the value of the approved credit);

If the vehicle is purchased from an individual:

  • sale contract concluded to the Police department or with certified signatures from a notary.