CreditAvantaj Instant Auto

The credits are granted to individuals for purchasing all types of vehicles.
Credit characteristics
Credit conditions for CreditAvantaj Instant Auto
| Credit period | between 6 months and 10 years |
|---|---|
| Credit value | between 300 and 7.500 EURO |
| Currency | EUR/RON |
| Down payment | zero |
| Credit reimbursement | Through monthly installments that include the annuity (formed by principal and interest) and the monthly commission. |
How can you obtain the credit?
Come to Credit Europe Bank with the following documents
- ID copy;
- Income statement
- Work contract in copy and eventually other documents according to the specific situation of each solicitor and soon you will can go shopping!
Eligibility criteria for credit solicitors
- The solicitor must be a Romanian citizen with permanent residence in Romania; the solicitor must have the working place or the residence in the same city with the Credit Europe Bank branch;
- Age between 18 and 65 years old;
- The applicant should have a work contract for an unlimited period or at least equal with the credit period or to have a liberal profession (e.g.: notaries, attornies, doctors, pharmacists etc.); to work with the same employer for the last 3 months, or have a year's continuous professional activity;
- The accepted minimum net wage of the solicitor (without the net incomes of the family - borrowed husband/wife) should be of RON 461;
- The solicitor must not have back payments at Credit Europe Bank (Romania) S.A. or other societes/financial institutions;
Advantages
- The repayment in advance is allowed;
- The easiest credit documentation;
- Immediate agreement of principle;
Additional documents requested
If the vehicle is purchased from an authorized dealer:
- pro-forma invoice or commercial invoice;
In this case the equivalent value of the vehicle will be transferred in the dealer's account (respectively the value of the approved credit);
If the vehicle is purchased from an individual:
- sale contract concluded to the Police department or with certified signatures from a notary.