Deposits

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Credit Europe Bank offers you a product which can be adapted to your savings needs. You can choose the interest rate, maturity, deposited amount, acumulated interest or the currency for the deposit.

Characteristics

  • The deposits are guaranteed by the Romanian state, within the limit communicated by the Deposit Security Found in the Banking System
  • The interest rates are fixed for the whole maturity of the deposit
  • Currencies: RON, EUR, USD
  • The deposits can be opened using any predefined maturity
  • The minimum amount for opening a term deposit varies depending the options made
  • The deposit has a roll-over option

Advantages

  • Flexibility - you can choose from variety of maturities, currencies and interest rates
  • The deposits have a roll-over option
  • The deposits can be used as security for any Credit Europe Bank loan

Conditions

  • All you need to open a term deposit with Credit Europe Bank is your ID in original
  • The resident legal entities have no restrictions in opening a term deposit
  • The non-resident legal entities can open term deposits in RON, EUR and USD

On-going campaign

Interest rates

Interest rates for Term deposits with fixed interest rates

Deposit type Standard deposits Online deposits
Currency RON EUR USD RON EUR USD
Minimum amount / Interest for current account. - - ----
Minimum amount / Deposit 300 100 100300100100
Current account - - ----
1 month* 1.25% 0.20% 0.55%1.25%0.20%0.55%
3 months 1.45% 0.30% 0.65%1.45%0.30%0.65%
6 months 1.75% 0.40% 0.70%1.75%0.40%0.70%
9 months 1.75% 0.50% 0.85%1.75%0.50%0.85%
12 months 2.25% 0.75% 0.85%2.25%0.75%0.85%
24 months** 2.50% 1.00% ----
  • The interest rates are applied to new, starting with the date 18.07.2018
  • The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
  • The deposits that are being closed before due date beneficiate of the interest rates of the current account.

* The actual interest rate through monthly capitalization is of 1,26% / year for the standard RON deposit.

Interest rates for Deposits with Monthly Interest Payments (RON)

Deposit type Standard deposits Online deposits
InterestInterest
Exchange RONRON
Minimum amount --
3 months 1.30%1.30%
6 months 1.60%1.60%
9 months 1.60%1.60%
12 months 2.10%2.10%
24 months** 2.40%2.40%
  • The interest rates are applied to new, starting with the date 12.09.2018
  • The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
  • The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the following exceptions:
    • 24 months deposits that are closed before due date will beneficiate of the following interest rates:

Period between constituting ang breaking the deposit

Up to 12 months 12-18 months 18-24 months - excluding the maturity date
Annual interest 0% 0.5% 1%

All interest rates are annual.

Retired people

Interest rates for Term deposits with fixed interest rates

RON EUR USD
Minimum amount / Interest for current account. - - -
Minimum amount / Deposit 300 100 100
Current account - - -
1 month* 1.40% 0.20% 0.55%
3 months 1.60% 0.30% 0.65%
6 months 1.90% 0.40% 0.70%
9 months 1.90% 0.50% 0.85%
12 months 2.40% 0.75% 0.85%
24 months** 2.65% 1.00% -
  • The interest rates are applied to new, starting with the date 12.09.2018
  • The interest rates are fixed for the entire period of the deposit
    Deposit interest rates will be granted at the end of the deposit
  • The deposits that are being closed before due date beneficiate of the interest rates of the current account.

* The actual interest rate through monthly capitalization is of 1,41% / year.

Interest rates for Deposits with Monthly Interest Payments (RON)

Interest
Exchange RON
Minimum amount 300
3 months 1.45%
6 months 1.75%
9 months 1.75%
12 months 2.25%
24 months** 2.55%
  • The interest rates are applied to new, starting with the date 12.09.2018
  • The interest rates are fixed for the entire period of the deposit
    Deposit interest rates will be granted at the end of the deposit
  • The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the following exceptions:
    • weekly deposits that are closed before due date DO NOT beneficiate of interest
    • 24 months deposits that are closed before due date will beneficiate of the following interest rates:

Period between constituting ang breaking the deposit

Up to 12 months 12-18 months 18-24 months - excluding the maturity date
Annual interest 0% 0.5% 1%
  • Identification of the individuals previously mentioned in one of the above categories will be done based on the documents presented at the Bank's front offices, in original and copy:
    • For retired people - last retirement slip

All interest rates are annual.

Campanie depozite