Deposits

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Credit Europe Bank offers you a product which can be adapted to your savings needs. You can choose the interest rate, maturity, deposited amount, acumulated interest or the currency for the deposit.

Characteristics

The deposits are guaranteed by the Romanian state, within the limit communicated by the Deposit Security Found in the Banking System
The interest rates are fixed for the whole maturity of the deposit
Currencies: RON, EUR, USD
The deposits can be opened using any predefined maturity
The minimum amount for opening a term deposit varies depending the options made
The deposit has a roll-over option

Advantages

Flexibility - you can choose from variety of maturities, currencies and interest rates
The deposits have a roll-over option
The deposits can be used as security for any Credit Europe Bank loan

Conditions

All you need to open a term deposit with Credit Europe Bank is your ID in original
The resident legal entities have no restrictions in opening a term deposit
The non-resident legal entities can open term deposits in RON, EUR and USD

On-going campaign

Interest rates

Interest rates for Term deposits with fixed interest rates

Deposit type	Standard deposits			Online deposits
Currency	RON	EUR	USD	RON	EUR	USD
Minimum amount / Interest for current account.	-	-	-	-	-	-
Minimum amount / Deposit	300	100	100	300	100	100
Current account	-	-	-	-	-	-
1 month*	1.25%	0.20%	0.55%	1.25%	0.20%	0.55%
3 months	1.45%	0.30%	0.65%	1.45%	0.30%	0.65%
6 months	1.75%	0.40%	0.70%	1.75%	0.40%	0.70%
9 months	1.75%	0.50%	0.85%	1.75%	0.50%	0.85%
12 months	2.25%	0.75%	0.85%	2.25%	0.75%	0.85%
24 months**	2.50%	1.00%	-	-	-	-

The interest rates are applied to new, starting with the date 18.07.2018
The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
The deposits that are being closed before due date beneficiate of the interest rates of the current account.

* The actual interest rate through monthly capitalization is of 1% / year for the standard RON deposit.

Interest rates for Deposits with Monthly Interest Payments (RON)

Deposit type	Standard deposits	Online deposits
	Interest	Interest
Exchange	RON	RON
Minimum amount	-	-
3 months	1.30%	1.30%
6 months	1.60%	1.60%
9 months	1.60%	1.60%
12 months	2.10%	2.10%
24 months**	2.40%	2.40%

The interest rates are applied to new, starting with the date 12.09.2018
The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit
The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the following exceptions:
- 24 months deposits that are closed before due date will beneficiate of the following interest rates:

Period between constituting ang breaking the deposit
Up to 12 months 12-18 months 18-24 months - excluding the maturity date

Annual interest 0% 0.5% 1%

All interest rates are annual.

Retired people

Interest rates for Term deposits with fixed interest rates

	RON	EUR	USD
Minimum amount / Interest for current account.	-	-	-
Minimum amount / Deposit	300	100	100
Current account	-	-	-
1 month*	1.40%	0.20%	0.55%
3 months	1.60%	0.30%	0.65%
6 months	1.90%	0.40%	0.70%
9 months	1.90%	0.50%	0.85%
12 months	2.40%	0.75%	0.85%
24 months**	2.65%	1.00%	-

The interest rates are applied to new, starting with the date 12.09.2018
The interest rates are fixed for the entire period of the deposit
Deposit interest rates will be granted at the end of the deposit
The deposits that are being closed before due date beneficiate of the interest rates of the current account.

* The actual interest rate through monthly capitalization is of 1.16% / year.

Interest rates for Deposits with Monthly Interest Payments (RON)

	Interest
Exchange	RON
Minimum amount	300
3 months	1.45%
6 months	1.75%
9 months	1.75%
12 months	2.25%
24 months**	2.55%

The interest rates are applied to new, starting with the date 12.09.2018
The interest rates are fixed for the entire period of the deposit
Deposit interest rates will be granted at the end of the deposit
The deposits that are being closed before due date beneficiate of the interest rates of the current account, with the following exceptions:
- weekly deposits that are closed before due date DO NOT beneficiate of interest
- 24 months deposits that are closed before due date will beneficiate of the following interest rates:

Period between constituting ang breaking the deposit
Up to 12 months 12-18 months 18-24 months - excluding the maturity date

Annual interest 0% 0.5% 1%

Identification of the individuals previously mentioned in one of the above categories will be done based on the documents presented at the Bank's front offices, in original and copy:
- For retired people - last retirement slip

All interest rates are annual.