Bucharest, February 4th 2009

"We believe that in this period, the SMEs need all our support and because of that, Credit Europe Bank is trying to offer them as many solutions as possible to their problems . Being aware that the SMEs, by their particlularities, cannot immobilize their financial resources for long periods of time, we have decided to increase the interest rates for 1 month deposits in EUR, in order be able to offer them the possibility to increase their financial resources, without having to immobilize them for a long time." said Mr. Mustafa Cavusoglu, SME Marketing Director, Credit Europe Bank (România) S.A.

The Optim IMM Deposits (Optim IMM and Optim Plus IMM) offer to the SMEs the possibility to benefit from additional saving instruments using various maturities, having among the highest interest rates on the market. Also, the Optim IMM deposits have a fixed interest rate for the whole period, until expiration, customers being able to choose for the automatic extension option, with capitalization or monthly payment of the interest. The Optim IMM and Optim Plus IMM deposits are the perfect products for all the SMEs which have some temporary unused capital and wish not only to keep their money safe, but to multiply them. The minimum establishment amount of the deposits is 2,000 RON or 1,000 EUR/USD, only with the legal documents of the company. Currently, the deposits are guaranteed by the state up to 50,000 EUR, limit communicated by the Deposits Guarantee Fund in the Banking System. The Optim IMM deposits are available in all Credit Europe Bank (Romania) S.A. branches. More information regarding these products can be found in any Credit Europe Bank (Romania) S.A. branch, from the bank's web-site: www.crediteurope.ro, or by visiting the dedicated SME Portal: www.crediteuropeimm.ro and the business women entrepreneur's portal: www.femeiadeafaceri.ro.

Credit Europe Bank (Romania) S.A., member of FIBA group, provides a wide range of products and services to over 400,000 individuals, SME's and corporate customers, through a network of over 115 branches, agencies and working points - a continuously expanding network, as well as through Alternative Delivery Channels: ATMs, POS and Internet Banking.