Bucharest, July 2005

Finansbank is the bank selected, after an auction , by National Agency of SME to implement in 2005 the national program in period 2002-2005 to sustain the investments made by new enterprises and micro-enterprises and also the investments in technology.

According to eligibility criteria of National Agency of SME , in this Program will be finance only enterprises which has more than one year of activity, in 13 sectors of high priority of national economy and will solicit finance for acquisition of fix assets , licenses, modernisation and retechnologisation.

By unrolling this program and supporting the investments made by SME , Finansbank (Romania) SA is assuming the role of financier of romanian SME.

"I have the great pleasure to announce that Finansbank (Romania) SA together with National Agency of SME became partners in unrolling a Program that support the development of SME activities . For Finansbank (Romania) SA this moment represents a new step in the process of consolidation as a mainstream financer of romanian SME" stated Tamer Ozatakul , the president of Finansbank (Romania) SA.

By this program, which has the deadline for credit applications approval the date of 9th of December 2005 , the beneficiary declared eligible by National Agency of SME and Finansbank may finance investment projects up to 5 years , in this strucure: non refundable financial allocation, Finansbank loan, and beneficiary 's contribution.

Finansbank (Romania) SA put forward a quick polarisation of SME interest, evaluation of files will be made respecting the principle "first in, first served".

All necesary information asociated with non refundable financial alocation and associated banking loan may be aquired by contacting National Agency of SME , Finansbank branches and the following official web pages: www.crediteuropebank.ro and www.mimmc.ro.