Finansbank launches an unique card in Romania

In a climate of market cards continuously growing, as well as due to the big volume of shopping in installment, Finansbank created CARDFINANS AVANTAJ; through this card the cardholder can enjoy all the benefits of an international credit card, issued under MasterCard license, as well as the facility of buying the products/services wanted paying in installments, with 0% interest in all shops partners of Finansbank.

The card can be used for various acquisitions: from jewelry to plane tickets, holidays, clothes and accessories, cosmetics and interior decorations, payment in bars, hotels and restaurants.

"The success of CardAvantaj determined us to offer to our customers a better product which will offer, through its characteristics, the appropriate solution for all their needs. The unique aspect of CARDFINANS AVANTAJ comes from the fact that the cardholder can use the card for buying any product/service in installments from the network off accepting merchants, the number of installments varying from one partner to another (from 1 to 12 installments), as well as like a usual credit card, wherever it is displayed the MasterCard logo" says Ms. Meltem Celener, Manager of Plastic Cards Department.

CARDFINANS AVANTAJ MasterCard Standard and CARDFINANS AVANTAJ MasterCard Gold are international credit cards in ROL, for individuals; through these cards the cardholder has access to a credit line granted by the bank, based on a scoring analysis, and also to his own funds existing in the card account.

For CARDFINANS AVANTAJ, Finansbank offers an unlimited credit period with the condition of reimbursing monthly the minimum amount of 5% from the total used amount; also the customer can withdraw the entire credit limit granted by the bank. The bank does not request any guarantors or supplementary guarantees for the credit cards.

"We see MasterCard as a reliable partner, who understood the benefits of the product, for both partners, but most of all for our clients' needs", said Mr. Tamer Ozatakul, President of Finansbank.

Finansbank (Romania) S.A. entered on the Romanian cards market in October 2003, by launching the first proprietary shopping card in Romania, CARDAVANTAJ, in collaboration with Bucharest Mall - product that was awarded with the award "Premiere of the Year" at the third edition of No-Cash Gala. So after only one year and a half since launching, the network of accepting merchants of CardAvantaj is in continuous expansion, having over 400 shops, in Bucharest and the country.

A year later, in October 2004, Finansbank (Romania) S.A. launched the complete offer of Visa cards under the name of CARDFINANS. This offer contains 4 types of cards, from which three cards are designed for individuals (CARDFINANS Visa Classic in ROL, CARDFINANS Visa Gold in ROL, CARDFINANS Visa Electron in ROL or EURO) and one designed for corporate clients (CARDFINANS Visa Business Electron in ROL or EURO). At the end of May 2005, Finansbank (Romania) S.A. has issued over 45,000 credit cards, both CARDAVANTAJ and CARDFINANS.

The customers who wants to apply for a card from the offer of Finansbank (Romania) S.A. can come to any Finansbank (Romania) S.A. branch or with the help of the Direct Sales Teams or on-line on www.crediteuropebank.ro. Also the bank provides to the customers a free phone-line for any questions or information related with CARDFINANS AVANTAJ at Tel Verde 0800.800.700.

Founded in the year 2000, through foreign capital investment into the Romanian banking system, Finansbank (Romania) S.A. proved it was a reliable and active partner, addressing both to individuals and legal entities.

"The international experience of the main shareholder as well as the favorable climate in Romania made it possible for us to offer performant products and services, adapted to our clients' needs" states Mr. Tamer Oazatakul, the President of Finansbank,