Interests

Interest rates offered for deposits and savings accounts for individuals as well as legal entities.

Individuals

	RON	EUR	USD
Minimum amount / Interest for current account.	-	-	-
Minimum amount / Deposit	300	100	100
Current account	-	-	-
1 month*	6.50%	3.00%	1.75%
3 months	6.75%	3.25%	2.00%
6 months	6.75%	3.25%	2.15%
9 months	6.75%	3.25%	2.00%
12 months	6.50%	3.25%	2.00%
24 months**	7.50%	-	-

	RON	EUR	USD
Minimum amount / Interest for current account.	-	-	-
Minimum amount / Deposit	300	100	100
Current account	-	-	-
1 month*	7.00%	3.25%	2.00%
3 months	7.25%	3.50%	2.25%
6 months	7.25%	3.50%	2.40%
9 months	7.25%	3.50%	2.25%
12 months	7.00%	3.50%	2.25%
24 months**	7.75%	-	-

* The actual interest rate through monthly capitalization is of 6.70% / year.

** Interest for 2 years: 15%

	RON	EUR	USD
Minimum amount / Interest for current account.	10,000	10,000	10,000
Minimum amount / Deposit	2,000	1,000	1,000
Current account	-	-	-
1 month*	6.50%	3.00%	1.75%
3 months	6.75%	3.25%	2.00%
6 months	6.75%	3.25%	2.15%
9 months	6.75%	3.25%	2.00%
12 months	6.50%	3.25%	2.00%
24 months**	-	-	-

* The actual interest rate through monthly capitalization is of 6.70% / year.

** Interest for 2 years: 15%

Currency	Symbol	BNR	Buy	Sell
Euro	EUR	4.3554	4.3000	4.4200
Francul elvetian	CHF	3.5983	3.5300	3.6600
Dolarul SUA	USD	3.2813	3.2200	3.3400
Lira sterlina	GBP	5.1952	5.1300	5.2600
Yen japonez	JPY x 100	4.2523	4.1700	4.3700
Coroana suedeza	SEK	0.4940	0.4600	0.5140

Exchange rates valid for February 10, 2012

Small and Medium Enterprises
EUR
< 10,000 0.10%	10,000 - 50,000 0.15%	> 50,000 0.20%
RON
< 10,000 0.15%	10,000 - 50,000 0.25%	> 50,000 0.50%