Investment loans

I have a SME mortgage loan from another bank, granted for buying a land in order to build on a warehouse. Which product do you recommend me?: In your case, we recommend you a package which consists of IPOTECAR IMM for refinancing your mortgage loan from the other bank and CONSTRUCT IMM for building the warehouse, a product designed exclusively to finance constructions and refurbishments.
What solution do you recommend me for financing my current business activities, for small investments in the company and also for refinancing a credit from another bank that has become too expensive?: In this situation you can apply for TOTAL IMM, a loan for un-nominated needs. In this case you don't have to mention exactly the purpose of the loan, the only condition being that you have to use the money only for the related activities of the company. The credit is reimbursed monthly, for a period of maximum 5 years.

Exchange rates

Currency	Symbol	BNR	Buy	Sell
Euro	EUR	4.3554	4.3000	4.4200
Francul elvetian	CHF	3.5983	3.5300	3.6600
Dolarul SUA	USD	3.2813	3.2200	3.3400
Lira sterlina	GBP	5.1952	5.1300	5.2600
Yen japonez	JPY x 100	4.2523	4.1700	4.3700
Coroana suedeza	SEK	0.4940	0.4600	0.5140

Exchange rates valid for February 10, 2012

Small and Medium Enterprises
EUR
< 10,000 0.10%	10,000 - 50,000 0.15%	> 50,000 0.20%
RON
< 10,000 0.15%	10,000 - 50,000 0.25%	> 50,000 0.50%