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Fixed interests for the entire deposit period
Does your business have money you don't need to invest now? Wish to keep them safe and add more?
Optim IMM & Optim Plus IMM
Now you have the key - Optim IMM and Optim Plus IMM!
- Flexible maturities of deposit:
- Optim IMM - 1 day, 1 week, 1 month
- Optim Plus IMM - 3, 6, 9 or 12 months
- Fixed interests for the entire deposit period
- Interest payment:
- at the maturity - for all types of deposits
- monthly - only for RON deposits with maturity over 1 month
- Automatic extension option for deposits at the maturity
Establishment conditions:
- Beneficiaries: SME* companies
- The minimum amount of deposit: 2.000 RON or 1.000 EUR/USD
Necessary documents:
- Legal documents of the company necessary for opening a current account (if applicable)
The deposits are guaranteed by the state, up to in the limit communicated by the Deposits Guarantee Fund**.
Use the deposits:
-
Optim IMM
-
Optim Plus IMM
Rounding up your SME "POCKET"!
We look forward to see you in our branches!
*according to the internal Bank's definitions
**more information at http://www.fgdb.ro/
Interest rates
Interest rates for Term deposits with fixed interest rates
| RON | EUR | USD | |
|---|---|---|---|
| Minimum amount / Interest for current account. | 10,000 | 10,000 | 10,000 |
| Minimum amount / Deposit | 2,000 | 1,000 | 1,000 |
| Current account | - | - | - |
| 1 month* | 5.50% | 3.00% | 1.75% |
| 3 months | 5.75% | 3.25% | 2.00% |
| 6 months | 5.75% | 3.25% | 2.15% |
| 9 months | 5.75% | 3.25% | 2.00% |
| 12 months | 5.50% | 3.25% | 2.00% |
| 24 months** | - | - | - |
Interest rates for Deposits with Monthly Interest Payments (RON)
| Interest | |
|---|---|
| Exchange | RON |
| Minimum amount | 2,000 |
| 3 months | 5.50% |
| 6 months | 5.50% |
| 9 months | 5.50% |
| 12 months | 5.25% |
| 24 months** | - |
- The interest rates are applied to new, due or renewed deposits, starting with the date 06.04.2012.
- The interest rates are fixed for the entire period of the deposit. Deposit interest rates will be granted at the end of the deposit.
- The deposits that are being closed before the due date benefit from the interest rates of the current account. Weekly deposits that are closed before the due date DO NOT benefit from interest.
Note: The actual interest rate through monthly capitalization is of 5.64% per year.
All interest rates are annual.
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