Small business

Small business

SMEs financing represents one of the main components of Credit Europe Bank's strategy in the Romanian banking industry.

The bank's mission for SMEs' niche is to become the primary source of financing, information and advice.

Credit Europe Bank offers the SMEs product packages and services customised according to the specified needs of this market segment. Now, the Bank offers the SME companies a complete portfolio of credit and saving products, operational and sectorial packages as well as alternative channels.

Thus, Credit Europe Bank aims at becoming one of the most important banks for the SME companies, consolidating its position of lender and sustainer of the SMEs development in Romania.

How does Credit Europe Bank define SMEs?

For Credit Europe Bank, the SMEs are considered Romanian legal entities which have an annual turnover (per company or group of companies) of maximum 7,500,000 RON.

The (total) maximum loan amount per SME company or group of SME companies is 5,600,000 RON.

  • Loans

    Loans

    Do you need financial support? Come to Credit Europe Bank and use the financing complete solutions especially created for the SMEs. read more

  • Saving Products

    Saving Products

    You can transfer daily the excess income in this saving account, getting the interest, and when you need to spend you can transfer the needed amount in the current account. read more

  • Operations

    Operations

    Encashments, payments, foreign exchanges? All these concern you? Let us solve them! Use the packages and our specialized services. read more

  • Customized Packages

    Customized Packages

    Why buying our products and services one by one, when you can have them all from the very moment paying lower costs? Don't hesitate - choose our specially SME designed packages! read more

  • Interests, taxes and commissions

Corporate & SME

  • Exchange rates

    Currency Symbol BNR Buy Sell
    Euro EUR 4.4421 4.4000 4.4800
    Francul elvetian CHF 3.6997 3.6300 3.7600
    Dolarul SUA USD 3.4981 3.4200 3.5400
    Lira sterlina GBP 5.5343 5.4500 5.5800
    Yen japonez JPY x 100 4.4079 4.3300 4.4900
    Coroana suedeza SEK 0.4864 0.4540 0.5080

    Exchange rates valid for May 21, 2012

  • Term deposits with fixed interest rates

    natural person 1 month* 3 months
    EUR 3.00% 3.25%
    RON 5.50% 5.75%
    companies 1 month* 3 months
    EUR 3.00% 3.25%
    RON 5.50% 5.75%

    Interests

  • Savings account

    Individuals
    EUR
    < 200 - 200 - 2,000 1.50% > 2,000 2.50%
    RON
    < 500 - 500 - 5,000 2.50% > 5,000 4.00%
    Small and Medium Enterprises
    EUR
    < 10,000 0.10% 10,000 - 50,000 0.15% > 50,000 0.20%
    RON
    < 10,000 0.15% 10,000 - 50,000 0.25% > 50,000 0.50%

    Interests

  • Money market indicators

    Index Date Rate
    EURIBOR 12 LUNI 05.21.2012 1.26400%
    EURIBOR 12 LUNI 05.18.2012 1.26500%
    EURIBOR 12 LUNI 05.17.2012 1.26700%
    EURIBOR 12 LUNI 05.16.2012 1.26800%

    Money market indicators