Deposits

A wide range of savings facilities at your disposal. They ensure efficiency and flexibility, with a minimum risk, being a safe and profitable investment option.

Types

Characteristics

  • The deposits are guaranteed by the Romanian state, within the limit communicated by the Deposit Security Found in the Banking System
  • The interest rates are fixed for the whole life of the deposit
  • Currencies: ROL, EUR, USD
  • The deposits can be opened using any predefined maturity
  • The minimum amount for opening a term deposit varies depending the options made
  • The deposit has a roll-over option
  • The term deposits opened in ROL by students or retired individuals receives an additional 1% to the interest rate no matter the maturity chosen
  • The term deposits opened in foreign currency by students or retired individuals receives an additional 0,25% to the interest rate no matter the maturity chosen

Advantages

  • Safety - you protect your savings against any incidents and inflation
  • Flexibility - you can choose from variety of maturities, currencies and interest rates
  • Profitability - the students and the retired individuals receive a higher interest rate
  • The deposits have a roll-over option
  • The deposits can be used as security for any Credit Europe Bank loan

Conditions

  • All you need to open a term deposit with Credit Europe Bank is your ID in original
  • The resident individuals have no restrictions in opening a term deposit
  • The non-resident individuals can only open term deposits in foreign currency

Interest rates

Interest rates for Term deposits with fixed interest rates

RON EUR USD
Minimum amount / Interest for current account. 10,000 10,000 10,000
Minimum amount / Deposit 2,000 1,000 1,000
Current account - - -
1 month* 5.50% 3.00% 1.75%
3 months 5.75% 3.25% 2.00%
6 months 5.75% 3.25% 2.15%
9 months 5.75% 3.25% 2.00%
12 months 5.50% 3.25% 2.00%
24 months** - - -

C/A = Current Account

Interest rates for Deposits with Monthly Interest Payments (RON)

Interest
Exchange RON
Minimum amount 2,000
3 months 5.50%
6 months 5.50%
9 months 5.50%
12 months 5.25%
24 months** -

Note: The interest rates are annual.